Mutual Fund a Secure Investing Option

Mutual Fund

Investing In mutual fund is a wise decision. To avoid excess risk and gain moderate returns to day people like to invest mutual fund than equity share market. Since last five to six years this sector performance has significantly grown upwardly. As per financial advisors Indian economy has grown day by day so as to mutual fund invest also. Hence any body can invest in this sector for a long tem basis. Here is two types of investment one is fixed and other is systematic investment plan or SIP. In second one you can invest monthly or in every three months . in mutual fund you have increase a tendency to invest more and more and invest in each year in the fund. In SIP don’t worry about growth or fall of fiscal market.

In open ended fund you can withdraw your money as you like. In this category gradually and slow return earnings and minimum service charged fund are no doubt good for investment. Every year you have to analysis your portfolio and it’s growth.

Don’t close your fund investing if you are not getting good return. Other way you may divet your investment in sectors creates good return. Tilt specific mutual fund also good for invest. But if you like to invest for 10 years then effort for high risk.

Be sure that your return from mutual funds are tax free and there is no hidden charges before investment. You have to read vividly the offered terms and conditions.

Some popular fund for you; Tata mutual fund, UTI funds ICICI prudential, HDFC mutual fund .

Stock Market

 STOCK MARKET

This is no doubt a risky area of investment. This is under high risk high return category. For since couple of years this sector has reckoned a better rate of growth  in India.  As per financial advisors Indian economy has been growing  day by day. Hence you may invest in log term basis and hope for a better result.

Keep it in mind that if you buy a share or equity and sale it within one year it attracts no Tax. But beyond it if you hold it takes Income tax on returns. Sometimes you may wait 5-7 years for getting good and best return.

You may always try to purchase some share from small enterprises and some from big stars. You may opt for multiple sector like metal, financial or consumer goods or IT sector. Before buying any stock of a company, it’s past record or performance of the company is to be verified.  Preference in stable and sound company may returns good result. Good sectors in this respect are infrastructure, cement, retail, telecom and services. Software and foreign MNC stocks are now available and retrieves a sound growth return.

But is better before to investing having good knowledge in portfolio and share market  is wise or you can take help of a portfolio manager or broker. It is notable that your money should not be increasing rather diminishing.

 Wish you a Happy Investing.